RPF Factoring

RPF Factoring

With the end of three decades of war, Sri Lanka is heading for new economic era. In that path we have seen that Small Enterprise Sector (SME) has grown remarkably. There are lot of people all over the country who plans to do small scale businesses specially in Agricultural, Fishing and tourism. RPFL will provide the short term funding at a reasonable interest rate to promote the SME sector which will boost the Sri Lankan economy further.

RPF Hire Purchase

RPF Hire Purchase

Hire Purchase is a popular way to finance vehicles. After paying an initial deposit, you hire your vehicle with the option to buy it on regular monthly payments. After you have made all the payments including the hire charges the vehicle will subsequently be yours. The advantage of a hire purchase contract is that a person can buy a used vehicle and the repayment installment is not subject to VAT and as such, it is very much affordable.

RPF Business Loans

RPF Business Loans

Business loan is designed for corporate clients and SME clients with flexible arrangements to fulfill working capital requirements, finances for capital expenditure, and procurement of equipment’s, machineries and raw-materials.

RPF Revolving Loan

Revolving loan is an arrangement which allows for the loan amount to be withdrawn, repaid, and redrawn again in any manner and any number of times, until the arrangement expires.

Based on the main facility, sub facilities can be granted within which in the limit of the revolving import credit facility from time to time, at the applicant’s request and this is a lifetime facility.

RPF Auto Loan

The auto loan is specifically designed for High Net Worth customers, Corporate and existing customers to purchase a vehicle under his or her name.

RPF Micro Loan

The micro loan targets the low income category of the community with flexible terms of contracts thereby addressing their immediate financial needs. This enables the RPFL to develop a society to sustain its livelihoods and improve the quality of life.

This loan will be arranged for income generating projects, working capital for a start-up business, educational studies for under privileged students and to improve the business of micro, medium and small enterprises.

Funding to retired,disabled soldiers (Oba wenuwen Api)

After the war, we have seen that the lots of soldiers who retired from the service or disabled during the war are looking for some avenues to start a business to ensure a better future to their families. However, they might have problem of finding startup capital. As a gratitude for them RPFL will allocate some funds to grant loans to address this issue after careful analysis of the feasibility of these new businesses.